How to kill the spending urge

How to kill the spending urge

(WWBT) - It used to be easy not to impulse buy - do not go into a store. Now with the click of a button on your phone or computer, shopping is dangerously easy.

A recent study found 85 percent of us buy things impulsively, and one in five Americans admits that impulse buy has cost more than $1,000 at one point.

First, make it harder to buy things impulsively.  Clear those bookmarked retail sites on your computer. If you have your credit card information saved on a website, delete it. It makes a purchase harder than one-click and means you are less likely to buy.

Along the same lines, if impulse spending is a problem, do not go to the mall with friends for fun or go window shopping on your lunch break.

If you do have to visit a store, make sure you go in with a list.

Here's another great trick. Even if you're salaried, figure out your hourly wage. Then, next time you are tempted to buy something, convert the price to the number of hours you'd have to work to earn that amount.

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