By now you probably know you can get a free credit report from all three agencies once a year. The problem is crooks also know it too. Many times they will blast out bogus emails hoping you will click a malicious link.
It is a message we hear often from consumer advocates. Check your credit score, and for good reason. It gives you an idea of what accounts are open in your name and it lets you keep track of any suspicious activity. It's good to be cautious about your credit history, but don't drop your guard when it comes to cyber safety.
The Federal Trade Commission warns about what it calls impostor websites, or companies that offer credit information at no cost, as an enticement to enroll in their service.