Savings Guide

  How to teach your teens about budgeting

If you are looking for some lessons for your children during the pandemic-- what about talking to them about budgeting?

  Start looking at what can go back in your budget

Hanover Co. to hold e-waste recycling event

  Prioritizing Debt in a pandemic

  11 million recalled Takata airbags still on US roads

  Report: 42% say financial situation got worse during the pandemic

JCPenney announces closing date for Virginia Center Commons location

Continued Coverage

  The pandemic has changed our financial habits

  2021 may be a good time to convert to digital banking

  Small Businesses can still apply for Dominion EnergyShare grants

  New program launches in Virginia for access to fast cash

Should you refinance?

  Fees to watch our for when refinancing

  Report: Black adults twice as likely to be denied credit

Black adults are more than twice as likely to be denied credit than white adults. Just one of many findings in a new report from Lending Tree on racial disparity when it comes to finances.

  Here are some of the hottest deals in March!

It’s time to find out where to get the hottest deals in March.

Spanberger calls on IRS to extend 2020 tax filing deadline to July 1st

7th District Representative Abigail Spanberger is calling on the IRS to extend this year’s tax filing deadline by three months.

  Ways to make your mortgage application attractive

If you’re thinking about buying a home in the next year - there are steps you can take now to get your financing an order. And it could make your mortgage application more attractive to lenders.

  Smart ways to establish credit

  Virtual Home Buying tips

BBB gives tips for planning weddings during pandemic

Make sure you know what mortgage you can afford when shopping for a house

  Old school budgeting with a pen and paper is still a good way to go

  Study: 28 million people plan to buy a home next year

Newport News Shipbuilding announces layoffs for 300-plus employees

The largest industrial employer in Virginia is laying off 314 salaried staff employees and moving about 120 managers to lower-level positions.

Chesterfield County to administer over $10 million to rent, utility relief programs

Two local nonprofits in Chesterfield are set to receive more than $10 million in federal coronavirus relief funds after the Wednesday approval from the Chesterfield County Board of Supervisors.

  Here are some ways you can have fun goals in your budget

A stimulus check-- a raise at work-- even a tax refund. If you get a windfall in money it can be stressful to figure out the best way to use it.

  Using travel rewards once you start traveling again

The progress in the COVID-19 vaccinations has consumers a little less worried about traveling in 2021. Rachel DePompa is On Your Side to explain how travel credit cards will help folks get away.

Experts: Get your documents together and file your taxes as soon as possible

There’s a lot of fear and uncertainty with filing taxes this year, and the pandemic has certainly complicated things. People may have lost or started new jobs or gotten unemployed.

  Just because you’re driving less doesn’t mean you can skip vehicle maintenance

Millions of Americans are staying home more often during the pandemic. On Your Side Investigator Rachel DePompa looks at why you still need to maintain your car-- even if you're driving less.

  Make sure you hire a professional realtor when selling your home

Having a friend as a realtor is great, but sometimes is not easy to mix business with friendship.

  Getting ready for a big-ticket purchase takes time

Michael Joyce with the Richmond financial firm Agili says saving for big goals takes time.

  How to give yourself a break, reset goals

It's been a long several months and as we turn the page on this chapter, Rachel DePompa has a good reminder in our on your side savings guide: Give yourself a break.

  Tip: Find out now if you owe taxes this year

If you owed taxes before, or think you could again, you might want to figure it out so you can best plan for the spring. On Your Side Investigator Rachel DePompa has some good reminders this February.

Gas prices jump in Va., nationwide

Virginia gas prices have increased by six cents per gallon in the last week — bringing the average cost to $2.40/g.

  Ways to improve your credit score

If one of your goals this month is to improve your credit score, we’ve got you covered. Rachel DePompa has a step-by-step from the experts in this On Your Side Savings Guide.

  Ways to save on Valentine’s Day

Valentine’s Day can be an expensive holiday: the flowers, candy, gifts, cards and dinners out can make the price of love staggering.

  STUDY: 42% of Americans say their financial situation has gotten worse in the pandemic

Negotiate new credit card terms. Call and ask for a lower APR.

  Update your retirement contributions

It’s time to give your retirement accounts a check-up. Rachel DePompa is on your side with advice from the experts on why it’s a good idea to take another look at how much money you are contributing.

  If you are not holding yard sales just yet we have a few ideas for your stuff

With the pandemic yards sales have been a lot trickier. So, if you’re looking for ways to continue to make extra cash, but steering clear of up close contact-- Rachel DePompa has some ideas in this On Your Side savings guide.

  If you are looking for a new TV, this is the time of year to find the best deals

If you skipped Black Friday sales and waited until now to buy a new tv, you’re a pretty savvy shopper. Super Bowl weekend is the time to buy. Rachel DePompa has some ideas anyone can use to save even more money in this On Your Side Savings Guide.

  What to know about filing your taxes this year

A lot of viewers have asked us about those stimulus payments this year.

  Dominion Energy offering home assessment that could lower your bill

If you are a Dominion Energy customer, there’s a free program you can sign up for that may help you lower your bill slightly.

  Ways to boost your income from the experts

Did you spend more than you wanted to over the holiday season? Would a little extra cash help you right now? Rachel DePompa has some ideas from the experts on how you can make more money in 2021.

  Paying off debt in 2021

If you built up debt last year, don’t let it ruin your 2021. Let’s get serious about making a plan to pay it all off.

  Get organized around your debt

January is the perfect time to look at where you want to be financially by the end of 2021 And after the year we’ve all had-- it’s ok to start that process now- late in the month.

  Should you wait to file your taxes or file right away?

Tax season is upon as W-2s start to get delivered.

  Find ways to shop smart!

As we continue the trend of shopping online-- we want to help you be smart about it. Rachel DePompa has some simple ways to keep the crooks at bay in our on your side savings guide.

  Make sure you don’t overspend in 2021

As the vaccine becomes more widespread and restrictions are lifted-- take one lesson you learned in 2020 and keep it going. Experts say don’t start overspending once you can finally do more activities and travel.

  What to do if you can’t transfer credit card debt

Not everyone has the ability to transfer credit card debt to an interest-free card. It’s difficult to do if you don’t have good credit, meaning a FICO score of at least 690.

  Ideas for paying off credit card debt

It happens all the time. A car breaks down or the AC Unit goes out. A big expense you never saw coming. It’s a new year and a new time to tackle debt.

Hopewell accepting applications for community development grants

The City of Hopewell is accepting applications for community development grants, which are provided by the U.S. Department of Housing and Urban Development.

  Why the MLK holiday is one of the best times to buy a car

If you’re in the market for a used car, you’re in luck. This is a good holiday weekend to shop!

  Rebuilding your emergency fund

The pandemic really opened up a lot of people’s eyes to how essential an emergency fund is as a safety net.

  How to hunt down your $600 delayed COVID stimulus payment

The IRS confirmed early in the month that there are some snags with the second round of COVID-19 stimulus payments.

  Protecting your family from computer viruses

With your kids online nearly every day during virtual learning, it’s important to make sure they are wary of clicking on unsolicited emails and links.

  Let’s introduce you to Budgeting 101...

New Year, new money situation! It’s time for a little budgeting 101.

  Hacking the 52 Week Money Challenge

This week we told you all about the 52 week money challenge-- to get you to save in 2021. Now, Rachel DePompa is on your side with a savings guide to teach you how to “hack” it. And save even more money!

  Ever heard of the 52-Week Money Challenge? Here’s an easy way to save money!

If you follow through, you could have an extra $1,378 dollars saved up by the end of the year.

  Financial planning before a divorce is finalized

This next topic isn’t an easy one to talk about, but it’s necessary.

Winning numbers announced in Virginia’s New Year’s Millionaire Raffle - 4 worth $1 million each

On Friday, the Virginia Lottery released the $1 million winning numbers drawn.

  Stimulus direct deposits starting to arrive

The IRS has a Get My Payment website so you can track your money-- but it's currently offline.

Small Business Administration preparing for rollout of new small business loans

Businesses have between eight and 24 weeks to use the funds, with at least 60 percent going toward payroll and the rest toward eligible expenses like rent and utilities.

  Savings Guide: Financial planning when you have a baby on the way

There’s so much to prepare for when you’re having a baby but the most important thing by far is how you’re going to pay for it all.

  New unemployment benefits: What Virginians need to know

All of the CARES Act unemployment compensation programs are extended for 11 weeks through March 13, 2021.

  Setting financial goals for 2021

The pandemic really upended a lot of people’s goals for 2020. But it’s not all bad! Many of us have learned new savings habits we can carry over into 2021.

  Some New Year’s resolutions to save money

Setting New Year’s resolutions is easy! Keeping them is MUCH harder!

  How you can make holiday returns during the pandemic

The hustle and bustle of the holiday season rarely ever ends with Christmas. Stores and online retailers are busier than ever, processing thousands of returns amid the pandemic.

Federal student loan forbearance not extended in COVID-19 stimulus bill

The $900 billion, 5,593-page stimulus bill does not address student loan debt. Millions of student loan borrowers might be required to resume federal student loan payments on February 1st.

Virginia announces Small Herd Initiative to help protect waterways

Virginia is offering a reimbursement program where farmers can get money back for installing fences on their property.

BBB of Central Virginia offers tips for returning holiday gifts

Many people spend the first few days after Christmas returning items to stores, so the Better Business Bureau of Central Virginia has some tips to make the process as painless as possible.

  Is that junk or valuable? A look at selling things online

We all have things around our house that we’ve collected over the years. Some of it is valuable and some of it’s junk.

  Find a coupon code before you hit purchase

Before you hit purchase on anything online-- you need to take the time to look for a coupon code. As Rachel DePompa shows us in this On Your Side Savings Guide-- you shouldn’t make a purchase without one.

  Curbside pickup may be an option for holiday shopping procrastinators

Are you a holiday shopping procrastinator? There is hope for you to find what you need. Rachel DePompa breaks down how to get gifts quickly ---- in our On Your Side Savings Guide.

  Here are some ways to crack the price tag code

Cracking the price tag code with the help of ratherbeshopping.com

  Watch out for phone callers pretending to be from ‘Amazon Security’

A Hanover County family has a warning about a sophisticated new take on an Amazon scam.

Mailing holiday gifts? Deadlines for them to arrive before Christmas are approaching

As people around the world plan for virtual holiday gatherings, the United States Postal Service is prepared for an increase in mailed packages.

  Take some time to update your beneficiaries

Updating beneficiaries is one of those things people forget about --- until they have a life changing event. But naming the family members who will get your assets in the event of a death is so important.

Worst year on record for drug overdoses in Virginia

This year is proving to be the worst on record for fatal drug overdoses in Virginia.

Virginia says it will stop cutting off unemployment benefits without investigations

Facing the threat of a class-action lawsuit, Virginia officials said this week they will stop halting unemployment benefits after they’ve been started without first conducting a review.

  Managing money during a pandemic

80% of millennials and generation A say their household income has taken a bit during the pandemic. That’s according to a Nerdwallet survey.

  Be wary of websites offering the hottest toys of 2020 at discounted prices

Scammers are using the popularity of the hottest toys to trick parents out of their money.