Savings Guide

  Using travel rewards once you start traveling again

The progress in the COVID-19 vaccinations has consumers a little less worried about traveling in 2021. Rachel DePompa is On Your Side to explain how travel credit cards will help folks get away.

  Make sure you hire a professional realtor when selling your home

  Getting ready for a big-ticket purchase takes time

  How to give yourself a break, reset goals

  Tip: Find out now if you owe taxes this year

Gas prices jump in Va., nationwide

  Ways to improve your credit score

Continued Coverage

  Ways to save on Valentine’s Day

  STUDY: 42% of Americans say their financial situation has gotten worse in the pandemic

  Update your retirement contributions

  If you are not holding yard sales just yet we have a few ideas for your stuff

  If you are looking for a new TV, this is the time of year to find the best deals

  What to know about filing your taxes this year

  Dominion Energy offering home assessment that could lower your bill

If you are a Dominion Energy customer, there’s a free program you can sign up for that may help you lower your bill slightly.

  Ways to boost your income from the experts

Did you spend more than you wanted to over the holiday season? Would a little extra cash help you right now? Rachel DePompa has some ideas from the experts on how you can make more money in 2021.

  Paying off debt in 2021

If you built up debt last year, don’t let it ruin your 2021. Let’s get serious about making a plan to pay it all off.

  Get organized around your debt

January is the perfect time to look at where you want to be financially by the end of 2021 And after the year we’ve all had-- it’s ok to start that process now- late in the month.

  Should you wait to file your taxes or file right away?

  Find ways to shop smart!

  Make sure you don’t overspend in 2021

  What to do if you can’t transfer credit card debt

  Ideas for paying off credit card debt

Hopewell accepting applications for community development grants

  Why the MLK holiday is one of the best times to buy a car

If you’re in the market for a used car, you’re in luck. This is a good holiday weekend to shop!

  Rebuilding your emergency fund

The pandemic really opened up a lot of people’s eyes to how essential an emergency fund is as a safety net.

  How to hunt down your $600 delayed COVID stimulus payment

The IRS confirmed early in the month that there are some snags with the second round of COVID-19 stimulus payments.

  Protecting your family from computer viruses

With your kids online nearly every day during virtual learning, it’s important to make sure they are wary of clicking on unsolicited emails and links.

  Let’s introduce you to Budgeting 101...

New Year, new money situation! It’s time for a little budgeting 101.

  Hacking the 52 Week Money Challenge

This week we told you all about the 52 week money challenge-- to get you to save in 2021. Now, Rachel DePompa is on your side with a savings guide to teach you how to “hack” it. And save even more money!

  Ever heard of the 52-Week Money Challenge? Here’s an easy way to save money!

If you follow through, you could have an extra $1,378 dollars saved up by the end of the year.

  Financial planning before a divorce is finalized

This next topic isn’t an easy one to talk about, but it’s necessary.

Winning numbers announced in Virginia’s New Year’s Millionaire Raffle - 4 worth $1 million each

On Friday, the Virginia Lottery released the $1 million winning numbers drawn.

  Stimulus direct deposits starting to arrive

The IRS has a Get My Payment website so you can track your money-- but it's currently offline.

Small Business Administration preparing for rollout of new small business loans

Businesses have between eight and 24 weeks to use the funds, with at least 60 percent going toward payroll and the rest toward eligible expenses like rent and utilities.

  Savings Guide: Financial planning when you have a baby on the way

There’s so much to prepare for when you’re having a baby but the most important thing by far is how you’re going to pay for it all.

  New unemployment benefits: What Virginians need to know

All of the CARES Act unemployment compensation programs are extended for 11 weeks through March 13, 2021.

  Setting financial goals for 2021

The pandemic really upended a lot of people’s goals for 2020. But it’s not all bad! Many of us have learned new savings habits we can carry over into 2021.

  Some New Year’s resolutions to save money

Setting New Year’s resolutions is easy! Keeping them is MUCH harder!

  How you can make holiday returns during the pandemic

The hustle and bustle of the holiday season rarely ever ends with Christmas. Stores and online retailers are busier than ever, processing thousands of returns amid the pandemic.

Federal student loan forbearance not extended in COVID-19 stimulus bill

The $900 billion, 5,593-page stimulus bill does not address student loan debt. Millions of student loan borrowers might be required to resume federal student loan payments on February 1st.

Virginia announces Small Herd Initiative to help protect waterways

Virginia is offering a reimbursement program where farmers can get money back for installing fences on their property.

BBB of Central Virginia offers tips for returning holiday gifts

Many people spend the first few days after Christmas returning items to stores, so the Better Business Bureau of Central Virginia has some tips to make the process as painless as possible.

  Is that junk or valuable? A look at selling things online

We all have things around our house that we’ve collected over the years. Some of it is valuable and some of it’s junk.

  Find a coupon code before you hit purchase

Before you hit purchase on anything online-- you need to take the time to look for a coupon code. As Rachel DePompa shows us in this On Your Side Savings Guide-- you shouldn’t make a purchase without one.

  Curbside pickup may be an option for holiday shopping procrastinators

Are you a holiday shopping procrastinator? There is hope for you to find what you need. Rachel DePompa breaks down how to get gifts quickly ---- in our On Your Side Savings Guide.

  Here are some ways to crack the price tag code

Cracking the price tag code with the help of ratherbeshopping.com

  Watch out for phone callers pretending to be from ‘Amazon Security’

A Hanover County family has a warning about a sophisticated new take on an Amazon scam.

Mailing holiday gifts? Deadlines for them to arrive before Christmas are approaching

As people around the world plan for virtual holiday gatherings, the United States Postal Service is prepared for an increase in mailed packages.

  Take some time to update your beneficiaries

Updating beneficiaries is one of those things people forget about --- until they have a life changing event. But naming the family members who will get your assets in the event of a death is so important.

Worst year on record for drug overdoses in Virginia

This year is proving to be the worst on record for fatal drug overdoses in Virginia.

Virginia says it will stop cutting off unemployment benefits without investigations

Facing the threat of a class-action lawsuit, Virginia officials said this week they will stop halting unemployment benefits after they’ve been started without first conducting a review.

  Managing money during a pandemic

80% of millennials and generation A say their household income has taken a bit during the pandemic. That’s according to a Nerdwallet survey.

  Be wary of websites offering the hottest toys of 2020 at discounted prices

Scammers are using the popularity of the hottest toys to trick parents out of their money.

  Ways to have cash to spend at the holidays instead of using credit cards

Every year we all do it! Spend too much over the holidays-- and take all year to pay it back. Let’s make a goal this year NOT to do that.

  Don’t click on emails or texts about package deliveries

It’s a simple scam: you get a text saying “click here for updates on a package delivery.“ But clicking that unsolicited link could open you up to a world of financial fraud.

Don’t compare your family to others over the holidays

It's so easy to do-- but it can cause you a lot of stress over the holidays. Stop comparing your family to other families or their holiday traditions.

Police warn of telephone scammers posing as Richmond detectives

The Richmond Police Department is warning Virginians of a telephone scam that is asking individuals for money.

Virginia continues emergency SNAP benefits in December

Virginia will provide emergency SNAP benefits to residents in December, the department of social services announced on Friday.

  Planning to start a family

There’s no end to the baby gear companies want you to buy when you’re expecting! Unfortunately, there is an end to your budget!

  Negotiating new credit card terms

A lot of us are looking to free up more cash this time of year. And as Rachel DePompa tells us in this On Your Side Savings Guide-- one way to do that is to pick up the phone and call your credit card company.

  Cutting down the cost of your holiday gifts

We can’t stress this enough-- this time of year! Have a budget and stick to it!

  Local shops enjoy influx of customers on Small Business Saturday

As the pandemic takes a toll on local businesses, many have been praying for a profitable holiday shopping season.

Boozy business boom: local bottle shops see business soar at Thanksgiving

One beer and wine vendor in Charlottesville says online sales have already exceeded expectations, and the holiday season to date has been even better.

  Ways to avoid holiday fights over money

‘Tis the season not only for giving, but unfortunately, also for fights! The holidays can be stressful and families can argue.

  AAA says more Virginians staying home for Thanksgiving to curb pandemic

The airport is usually the last place you want to be when traveling before the holidays, but in the year of COVID-19, those pre-thanksgiving day crowds we’re used to seeing were significantly thinned out.

  Get your gift giving list ready

Have you made a gift giving list yet? You really should check it twice!

  Tips before you go Black Friday shopping

Black Friday has evolved from a one day shopping frenzy to a month long savings event. And if you’re shopping online, Rachel DePompa has some strategies that will definitely save you some cash in this On Your Side Savings Guide.

Virginia’s unemployment rate fell to 5.3% in October

Virginia’s unemployment rate improved in October as the commonwealth gained thousands of jobs in hospitality, transportation and other industries.

DMV encourages Virginians to use 2-year renewal for ID, driver’s license

Most Virginians can renew their identification online or by mail — an option instated by the Department of Motor Vehicles due to COVID-19 — and they’re being encouraged to signup for a two-year renewal.

Virginia farmers ‘mostly unaffected’ this Thanksgiving

Virginia farmers have remained mostly unaffected this Thanksgiving, according to the president of the Virginia Poultry Federation.

  Extended benefits program for unemployment assistance deactivates in Virginia today

Approximately 1.4 million claims and about 20,000 people will be affected by ending the program.

  Shopping online versus in the stores

Covid-19 has drastically changed our shopping habits. In fact around 67% of Americans now plan to do the majority of their gift shopping online. Which is why Rachel DePompa is going over ways to make sure you get what you are looking for this holiday season.

  Debt Lingers: How to avoid holiday debt staying with you into 2021

Are you still paying off last year’s holiday debt? You are not alone. According to a survey by our partners at the financial website nerdwallet-- 33% of Americans are still paying off Christmas 2019.

  Covid-19 along with Holiday spending

Two in five holiday shoppers says they plan to spend less this year because of the pandemic.

  Pipeline opponents react to injunction targeting tree sitters

It was quiet Friday afternoon on Yellow Finch Lane, as it has been for most of the past two years.

Walmart will start limiting the number of people in stores nationwide on Saturday to combat the spread of COVID-19

Walmarts nationwide will be “metering” in order to limit the number of customers inside a single store at one time.

  Don’t let your pet put you into debt

Would you go into debt for your pet? It happens way more than you might think. Which is why Rachel DePompa has some helpful On Your Side advice for you fur baby mommies and daddies out there.

  Watch out for credit card fees

A lot of people are relying on credit cards to help them get through this pandemic. If you’re looking for one to help you out during this time-- listen up!

  Sins of a bargain hunter

Are you a bargain hunter? If not--do you want to be?

USPS reminds customers to follow guidelines on holiday packages

As the peak season for mailing packages nears, the United States Postal Service is reminding customers to look at shipping restrictions, prohibited items and other requirements before sending.

  Figure out how much you can spend for holidays

Once you have a budget, look what you can cut out of it and stick to your number. That way you are not drowning in debt in January and working all year in 2021 to pay off Christmas 2020.