Savings Guide

  Ideas for paying off credit card debt

It happens all the time. A car breaks down or the AC Unit goes out. A big expense you never saw coming. It’s a new year and a new time to tackle debt.

  Rebuilding your emergency fund

  How to hunt down your $600 delayed COVID stimulus payment

  Protecting your family from computer viruses

  Let’s introduce you to Budgeting 101...

  Hacking the 52 Week Money Challenge

  Ever heard of the 52-Week Money Challenge? Here’s an easy way to save money!

Continued Coverage

  Financial planning before a divorce is finalized

Winning numbers announced in Virginia’s New Year’s Millionaire Raffle - 4 worth $1 million each

  Stimulus direct deposits starting to arrive

Small Business Administration preparing for rollout of new small business loans

  Savings Guide: Financial planning when you have a baby on the way

  New unemployment benefits: What Virginians need to know

  Setting financial goals for 2021

The pandemic really upended a lot of people’s goals for 2020. But it’s not all bad! Many of us have learned new savings habits we can carry over into 2021.

  Some New Year’s resolutions to save money

Setting New Year’s resolutions is easy! Keeping them is MUCH harder!

  How you can make holiday returns during the pandemic

The hustle and bustle of the holiday season rarely ever ends with Christmas. Stores and online retailers are busier than ever, processing thousands of returns amid the pandemic.

Federal student loan forbearance not extended in COVID-19 stimulus bill

The $900 billion, 5,593-page stimulus bill does not address student loan debt. Millions of student loan borrowers might be required to resume federal student loan payments on February 1st.

Virginia announces Small Herd Initiative to help protect waterways

BBB of Central Virginia offers tips for returning holiday gifts

  Is that junk or valuable? A look at selling things online

  Find a coupon code before you hit purchase

  Curbside pickup may be an option for holiday shopping procrastinators

  Here are some ways to crack the price tag code

  Watch out for phone callers pretending to be from ‘Amazon Security’

A Hanover County family has a warning about a sophisticated new take on an Amazon scam.

Mailing holiday gifts? Deadlines for them to arrive before Christmas are approaching

As people around the world plan for virtual holiday gatherings, the United States Postal Service is prepared for an increase in mailed packages.

  Take some time to update your beneficiaries

Updating beneficiaries is one of those things people forget about --- until they have a life changing event. But naming the family members who will get your assets in the event of a death is so important.

Worst year on record for drug overdoses in Virginia

This year is proving to be the worst on record for fatal drug overdoses in Virginia.

Virginia says it will stop cutting off unemployment benefits without investigations

Facing the threat of a class-action lawsuit, Virginia officials said this week they will stop halting unemployment benefits after they’ve been started without first conducting a review.

  Managing money during a pandemic

80% of millennials and generation A say their household income has taken a bit during the pandemic. That’s according to a Nerdwallet survey.

  Be wary of websites offering the hottest toys of 2020 at discounted prices

Scammers are using the popularity of the hottest toys to trick parents out of their money.

  Ways to have cash to spend at the holidays instead of using credit cards

Every year we all do it! Spend too much over the holidays-- and take all year to pay it back. Let’s make a goal this year NOT to do that.

  Don’t click on emails or texts about package deliveries

It’s a simple scam: you get a text saying “click here for updates on a package delivery.“ But clicking that unsolicited link could open you up to a world of financial fraud.

Don’t compare your family to others over the holidays

It's so easy to do-- but it can cause you a lot of stress over the holidays. Stop comparing your family to other families or their holiday traditions.

Police warn of telephone scammers posing as Richmond detectives

The Richmond Police Department is warning Virginians of a telephone scam that is asking individuals for money.

Virginia continues emergency SNAP benefits in December

Virginia will provide emergency SNAP benefits to residents in December, the department of social services announced on Friday.

  Planning to start a family

There’s no end to the baby gear companies want you to buy when you’re expecting! Unfortunately, there is an end to your budget!

  Negotiating new credit card terms

A lot of us are looking to free up more cash this time of year. And as Rachel DePompa tells us in this On Your Side Savings Guide-- one way to do that is to pick up the phone and call your credit card company.

  Cutting down the cost of your holiday gifts

We can’t stress this enough-- this time of year! Have a budget and stick to it!

  Local shops enjoy influx of customers on Small Business Saturday

As the pandemic takes a toll on local businesses, many have been praying for a profitable holiday shopping season.

Boozy business boom: local bottle shops see business soar at Thanksgiving

One beer and wine vendor in Charlottesville says online sales have already exceeded expectations, and the holiday season to date has been even better.

  Ways to avoid holiday fights over money

‘Tis the season not only for giving, but unfortunately, also for fights! The holidays can be stressful and families can argue.

  AAA says more Virginians staying home for Thanksgiving to curb pandemic

The airport is usually the last place you want to be when traveling before the holidays, but in the year of COVID-19, those pre-thanksgiving day crowds we’re used to seeing were significantly thinned out.

  Get your gift giving list ready

Have you made a gift giving list yet? You really should check it twice!

  Tips before you go Black Friday shopping

Black Friday has evolved from a one day shopping frenzy to a month long savings event. And if you’re shopping online, Rachel DePompa has some strategies that will definitely save you some cash in this On Your Side Savings Guide.

Virginia’s unemployment rate fell to 5.3% in October

Virginia’s unemployment rate improved in October as the commonwealth gained thousands of jobs in hospitality, transportation and other industries.

DMV encourages Virginians to use 2-year renewal for ID, driver’s license

Most Virginians can renew their identification online or by mail — an option instated by the Department of Motor Vehicles due to COVID-19 — and they’re being encouraged to signup for a two-year renewal.

Virginia farmers ‘mostly unaffected’ this Thanksgiving

Virginia farmers have remained mostly unaffected this Thanksgiving, according to the president of the Virginia Poultry Federation.

  Extended benefits program for unemployment assistance deactivates in Virginia today

Approximately 1.4 million claims and about 20,000 people will be affected by ending the program.

  Shopping online versus in the stores

Covid-19 has drastically changed our shopping habits. In fact around 67% of Americans now plan to do the majority of their gift shopping online. Which is why Rachel DePompa is going over ways to make sure you get what you are looking for this holiday season.

  Debt Lingers: How to avoid holiday debt staying with you into 2021

Are you still paying off last year’s holiday debt? You are not alone. According to a survey by our partners at the financial website nerdwallet-- 33% of Americans are still paying off Christmas 2019.

  Covid-19 along with Holiday spending

Two in five holiday shoppers says they plan to spend less this year because of the pandemic.

  Pipeline opponents react to injunction targeting tree sitters

It was quiet Friday afternoon on Yellow Finch Lane, as it has been for most of the past two years.

Walmart will start limiting the number of people in stores nationwide on Saturday to combat the spread of COVID-19

Walmarts nationwide will be “metering” in order to limit the number of customers inside a single store at one time.

  Don’t let your pet put you into debt

Would you go into debt for your pet? It happens way more than you might think. Which is why Rachel DePompa has some helpful On Your Side advice for you fur baby mommies and daddies out there.

  Watch out for credit card fees

A lot of people are relying on credit cards to help them get through this pandemic. If you’re looking for one to help you out during this time-- listen up!

  Sins of a bargain hunter

Are you a bargain hunter? If not--do you want to be?

USPS reminds customers to follow guidelines on holiday packages

As the peak season for mailing packages nears, the United States Postal Service is reminding customers to look at shipping restrictions, prohibited items and other requirements before sending.

  Figure out how much you can spend for holidays

Once you have a budget, look what you can cut out of it and stick to your number. That way you are not drowning in debt in January and working all year in 2021 to pay off Christmas 2020.

  Ways to save money on your energy bill

As those AC units die down and the heaters get going, make sure your home is ready for winter.

  RetailMeNot Day: Inside the 2-day shopping event

A look at RetailMeNot's 2 day shopping event on November 5th and 6th

  Debt consolidation vs debt management

All week long we are looking at ways to help you eliminate debt

CarMax hiring for 350 positions in Richmond

CarMax is looking to fill more than 350 positions in the Richmond area by the end of 2020.

  A look at the debt avalanche method

All this week- we are going over ways to pay off those credit cards.

  Use a credit card for online purchases instead of debit card

There’s one key thing you should be doing when you shop if you want to avoid online fraud: use a credit card for all online purchases.

  Need to cut down on debt? We look at the debt snowball method

All this week we are going over strategies for getting out of debt. Today we dive into the debt snowball idea

Kroger filling 140 Richmond positions during virtual event

Kroger is filling more than 100 positions during a virtual hiring event on Thursday.

I-81 Advisory Committee discusses improvement program for corridor

Even though the number of vehicles on I-81 decreased during the pandemic, truck traffic is on the rise again. Now, 56 projects are being considered for the improvement program.

  Open enrollment for Medicare deadline is approaching

It’s open enrollment time for Medicare. You have from now until December 7th to sign up.

Central VA agencies holding ‘Crush the Crisis’ Drug Take-Back Day

Several area law enforcement and health systems are participating in drug take back events on Saturday, Oct. 24.

Live 5 Scambusters: A boss in need of a favor may be a scammer in disguise

An email or text from your boss probably warrants an immediate response but if your boss asks a favor you may want to pause for a second.

Virginia Career Works hosts virtual career and resource fair

Virginia Career Works is partnering with several agencies to host a free virtual career and resource fair on Thursday.

  Could personal loans work for you? Do your research.

Personal loans are spiking in popularity right now, and not just for projects around the house. A lot of people are using them to pay off debt.

  Hired from Home: Tips for getting hired from a virtual interview

Millions of newly out of work Americans are now faced with the task of finding a new job from their own home.

  Ways to find out if a store price matches

The next time you head to the store make sure you know if that retailer price matches. As Rachel DePompa points out in this On Your Side Savings Guide, it can really save you money.

Virginia budget negotiators preserve adult Medicaid dental benefit

Virginia’s pared-down state spending plan retained one major priority for health advocates — a dental benefit for adult Medicaid patients.

Macy’s to hold holiday hiring event, filling over 700 positions in Va.

Macy’s is holding a national hiring event this week that includes job opportunities in Virginia.

Virginia’s 1st medical cannabis processor opens in Bristol

Virginia’s first medical cannabis processor has officially opened to patients.

Hanover Co. hosting 2 household waste recycling events

Hanover County is hosting two events for residences to recycle old technology, paper, hazardous chemicals and more.

James River Water Authority scouting alternative locations for water pump after facing opposition

James River Water Authority is looking for alternative locations for a water pump after the original location landed on a historic Monacan Indian Nation capital.

  Ways to protect your child’s online identity and credit history

Identity theft can happen to anyone at any age. Which is why in this On Your Side Savings Guide-- Rachel DePompa goes over why it’s important to check your child’s credit report.

VEC to host ‘Helping Virginia Get Back To Work’ virtual job fair

The Virginia Employment Commission and Virginia Career Works are partnering for several virtual, regional job fairs.