COPY-First Time Homebuyer Basics

Nothing compares with the pride and satisfaction of owning your own home!  But the journey towards home-ownership can be challenging.  That's why it's so important to have a clear idea of what to expect and to have a professional team on your side to guide you through the process.

The Steps to Homeownership (Overview)

1.     Speak with your lender and obtain a Prequalification Letter

2.     Speak with a licensed Realtor

3.     Find your dream house

4.     Submit an offer

5.     Sign the contract

6.     Set up Home Inspection

7.     Schedule formal Loan Application with lender

8.     Your Loan's Journey – Your Team

9.     Your Loan's Journey – Set Up

10.  Your Loan's Journey – Processing

11.  Your Loan's Journey – Underwriting

12.  Your Loan's Journey – Closing

13.  Decide on a Homeowner's Insurance company

14.  Decide on a Real Estate Attorney/Settlement Agent

15.  Obtain certified funds made payable to your Settlement Agent

16.  Sign final documents at Settlement Agents office

17.  Move in and enjoy your new home!