Monday, September 30 2013 6:30 AM EDT2013-09-30 10:30:08 GMT
(RNN) - One of the many growing pains related to the Affordable Care Act could be the effect on hospitals focused on treating low-income patients and those without insurance. The majority of healthcareMore >>
The Affordable Healthcare Act promises insurance for everyone, but that still may not mean you can visit any hospital you want - even if it's right down the street.More >>
Sunday, September 29 2013 7:30 AM EDT2013-09-29 11:30:05 GMT
The medical profession became a profession in the 19th century as scientific advances broadened the amount of knowledge so much that specialization was necessary.More >>
A burst of scientific advances in the 19th century so broadened the amount of knowledge required to practice medicine, that specialization became necessary, essentially turning the practice of medicine from a hit-or-miss avocation into a profession. The evolution of medicine caused the cost of care to rise so that the practice of medicine - and insurance - became money-making industries. More >>
Saturday, September 28 2013 6:30 PM EDT2013-09-28 22:30:11 GMT
(RNN) - The profit of insurance companies may plummet once the new Affordable Care Act, better known as Obama Care, goes into effect. According to MSN, this is bad news for the largest U.S. medical insurer,More >>
The profit of insurance companies may plummet once the new Affordable Care Act, better known as Obama Care, goes into effect.More >>
Saturday, September 28 2013 7:33 AM EDT2013-09-28 11:33:06 GMT
(RNN) - One major aspect of the Affordable Care Act is that it makes preventive care for those insured under Marketplace private insurance plans, free - which means no co-payment, coinsurance or deductible. However,More >>
One major aspect of the Affordable Care Act is that it makes preventive care for those insured under Marketplace private insurance plans, free - which means no co-payment, coinsurance or deductible.More >>
Saturday, September 28 2013 6:42 AM EDT2013-09-28 10:42:30 GMT
(RNN) – The success or failure of Obamacare in the hands of Millennials, that's why a generation raised on the internet is being marketed to harder than any other. According to a Pew Research Center surveyMore >>
Millennials and how they respond to advertisements for and against the Affordable Care Act is directly related to the success or failure of President Obama's cornerstone legislation.More >>
Friday, September 27 2013 4:30 PM EDT2013-09-27 20:30:59 GMT
(RNN) - The list of major companies publicly pleading their case over rising prices and inability to retain workers once the new healthcare law takes effect was like a row of dominoes. First, one companyMore >>
Some businesses are still worried about the financial effect the new healthcare law will have on their bottom lines. The reality is there isn't as much to be afraid of as a lot of people think. More >>
Thursday, September 26 2013 7:09 PM EDT2013-09-26 23:09:36 GMT
(RNN) - If you haven't already been hearing a lot about the federal health reform lately, chances are you will soon . Several major provisions of the law, commonly known as Obamacare, are taking effectMore >>
Several major provisions of the Affordable Care Act, commonly known as Obamacare, are taking effect in the coming months. Here are some details on what's happening, how it will work, and what it means for you.More >>
Wednesday, September 25 2013 9:58 AM EDT2013-09-25 13:58:39 GMT
(RNN) - Republicans in Congress are threatening to shut down the government because they say Obamacare is too expensive and the government needs to rein in spending. But just who is paying for it? TheMore >>
Beginning in 2014, the main parts of the Affordable Care Act, otherwise known as "Obamacare," take effect. But who's paying for it, and how much, is going to have long-term implications on our checkbooks. More >>
Monday, September 23 2013 4:52 PM EDT2013-09-23 20:52:42 GMT
The confusion over Obamacare has created an opportunity for scammers to prey on the public by targeting vulnerable people who do not understand how the new healthcare exchange will work or how to sign up for it.More >>
The confusion over Obamacare has created an opportunity for scammers to prey on the public by targeting vulnerable people who do not understand how the new healthcare exchange will work or how to sign up for it. More >>
(RNN) - As the Oct. 1 opening for Obamacare enrollment nears, some people may be unsure on how to access the health insurance options.
A dropdown menu allows applicants to select the state where they live, and the Healthcare Marketplace website then provides instructions and links to more information and how to get the coverage that meets the applicant's needs.
Step 1: Create an account
The easiest way is to fill out the application online, but it can also be mailed in or done in person.
According to healthcare.gov, certified application counselors will assist applicants through the process. Also, government agencies, such as state Medicaid and Children's Health Insurance Program offices, will be available to help applicants to see if they qualify for certain programs.
A user name, password and security question will be needed for the protection of the applicant. He or she must live in the U.S. or be an American citizen.
Step 2: Apply
Basic personal information will be required, such as household income, family size and health insurance the applicant may already have. A Social Security number will be needed in this step to determine plan eligibility.
The Marketplace Application checklist shows what information is needed to apply for coverage.
Step 3: Choose a plan
Applicants will see side-by-side plans and premiums they are eligible for and will be able to compare them. Aid on premiums and out-of-pocket expenses also may be available.
People who do not purchase insurance are subject to penalties levied by the IRS. The fee for 2014 is 1 percent the applicant's yearly income, or $95 per person - whichever is the higher amount. In 2016, the fee is expected to increase to 2.5 percent or $695 – whichever is higher.
The 2014 fee for an uninsured child is $47.50, but the maximum a family will be required to pay will be $285.
The Kaiser Family Foundation calculator gives a rough estimate of the potential cost. It will be available until Oct 1.
Step 4: Enroll
Applicants can enroll by choosing plans that best meet their needs. Coverage could start as soon as Jan. 1. Open enrollment closes on March 31.
If you have questions, a 24-hour hotline is available: 800-318-2596; for hearing impaired, 855-889-4325. The 'Contact Us' page on Healthcare.gov also has live chat options and resources for small businesses.
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