If you have an auto accident, or multiple accidents, your rates often increase. That makes sense, but imagine if you find out that someone who has had several chargeable accidents is paying less than you.
Insurance companies have told us for years that good drivers get discounts. You hear that in radio and TV commercials all the time. You may be stunned by a new report claiming that some good drivers are paying a higher premium than drivers who have had accidents.
Driving Record Just One Factor
In a new report, the Consumer Federation of America says some of the largest auto insurers "frequently charge higher premiums to safe drivers, than to those responsible for accidents."