Friday, June 7 2013 5:49 PM EDT2013-06-07 21:49:14 GMT
Frugal shoppers use loyalty cards to get discounts at grocery stores. Now there's one that can save you money at the pharmacy. If you've ever had sticker shock when picking up your medicine, Martin'sMore >>
If you've ever had sticker shock when picking up your medicine, Martin's has a solution to save you some money. The store has launched its new prescription savings card for medicines insurance doesn't cover. Low-cost, fixed-price generics now fall under this program.More >>
Thursday, June 6 2013 5:16 PM EDT2013-06-06 21:16:35 GMT
The last report cards of the year will be coming home soon, and parents aren't the only ones who like to reward their kids for good grades. You can use those A's and B's to score hot deals at businessesMore >>
The last report cards of the year will be coming home soon, and parents aren't the only ones who like to reward their kids for good grades. You can use those A's and B's to score hot deals at businesses all over town.More >>
Friday, May 31 2013 5:16 PM EDT2013-05-31 21:16:09 GMT
We demonstrated how you can lower your power bill using inexpensive gadgets, but there are ways to do it without spending a dime. Here are a few simple steps that can reduce what you pay the power company.More >>
We demonstrated how you can lower your power bill using inexpensive gadgets, but there are ways to do it without spending a dime. Here are a few simple steps that can reduce what you pay the power company. More >>
Friday, May 31 2013 4:32 PM EDT2013-05-31 20:32:18 GMT
Cicadas aren't the only things buzzing in our area - 90-degree days have air conditioners working overtime and raising your power bill. Here are a few gadgets that will pay for themselves and bring yourMore >>
Cicadas aren't the only things buzzing in our area - 90-degree days have air conditioners working overtime and raising your power bill. Here are a few gadgets that will pay for themselves and bring your bill under control.More >>
Thursday, May 23 2013 6:07 PM EDT2013-05-23 22:07:26 GMT
Many parents do their best to save money entertaining and clothing their children. Here is how to save at many local shops around town - and it won't cost you a dime. It's been five years since Kate HallMore >>
Along with money-saving articles, RichmondMom.com offers the savvy saver card. It was created to save you money while helping local businesses make it through the recession.More >>
If you have an auto accident, or multiple accidents, your rates often increase. That makes sense, but imagine if you find out that someone who has had several chargeable accidents is paying less than you.
Insurance companies have told us for years that good drivers get discounts. You hear that in radio and TV commercials all the time. You may be stunned by a new report claiming that some good drivers are paying a higher premium than drivers who have had accidents.
Driving Record Just One Factor
In a new report, the Consumer Federation of America says some of the largest auto insurers "frequently charge higher premiums to safe drivers, than to those responsible for accidents."
Why? The report explains that accident history is just one factor that goes into your insurance premium, and claims lower income drivers often pay more.
Doesn't That Stink?
Take a look at this scenario:
The Consumer Federation says a 30-year-old single woman who rents an apartment and has no degree, would pay a higher premium than a married woman with a degree who owns a house, even though the married woman had a chargeable accident on her record.
The Consumer Federation says many insurers now use your job and education, even whether you own or rent, to predict your chance of an accident. It's no longer just your record.
If you suspect you may be paying too much, contact your agent. Or use an online insurance comparison site, like Insure.com or Insweb.com, to see what other companies will offer you.
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