HENRICO, VA (WWBT) - NASCAR action at RIR comes but twice a year and many fans won't want to miss it. That's why they're taking out "insurance" on their tickets.
"So if a problem arises in the next few days leading up to the race weekend, there's a whole list of various coverages which you can find on our website," said Richie Denzler, RIR Spokesperson.
For an extra $6.25 fans can guarantee a full refund, if they fall into one of 15 different categories preventing them from attending the race. For example:
- If you get sick or injured.
- If you have to work.
- If you get fired.
- Or, of course, if you die.
"Well, it's about what you've got to lose. Everything is a risk or a reward," said Betsy Collins, Collins Insurance.
With tickets starting at $40, race fans who buy them in bundles end up spending a lot of money. So insurance experts believe people have to ask themselves, how much they are willing to lose, if they or their friends can't go.
"Now let's say you were gonna take 10 people. That's easy to do. 10 times $6.25, is $62.50, okay?
So, what you've got at risk is $62.50 vs. $1,000? To some people that's a no-brainer," said Collins.
RIR has offered the ticket insurance through a private company since 2007.
"A lot of fans opt for the ticket insurance because it gives them that peace of mind and it's only $6.25 per ticket," Denzler said.
And while exact figures are not available, the number of takers is said to be in the thousands. At least one fan says the peace of mind, is worth the price.
"It's an extra incentive to feel great about buying the tickets," said race fan Jacob Dobbs.
Insurance policies are being offered through the close of business on Tuesday. That includes tickets that have already been purchased. To see the "full" list of categories for reimbursement, click here.